Terms of Service

Last updated: July 13, 2026. Applies to www.orionbiotechai.com and the ORION application.

Note on this document. This is a standard SaaS terms-of-service template, factually aligned with how ORION actually works today. It has not been reviewed by counsel, and the investment-adviser-regulation question specifically (whether ORION's Buy Score/rating presentation needs different framing in any jurisdiction) is tracked separately as an open item requiring real securities counsel — see the internal compliance log. Do not treat this page as resolving that question; it only states the plain product terms.

1. The service

ORION Biotech Intelligence ("ORION," "we," "us") is a research-support web application that organizes and analyzes publicly available clinical, regulatory, and market data (ClinicalTrials.gov, FDA public disclosures, market data from Financial Modeling Prep and Yahoo Finance, SEC EDGAR) into structured scores and AI-generated narrative reports. By using ORION, you agree to these terms.

2. Accounts

You must provide an accurate email address to create an account and are responsible for keeping your login credentials confidential. You're responsible for all activity under your account and any API keys you generate.

3. Subscriptions & billing

Live self-serve billing is not currently available while Toss merchant review and production validation remain incomplete. When live billing is activated, eligible Starter and Analyst tiers will be billed through Toss Payments on the interval shown at checkout using a card billing key registered during the authorized checkout flow. Existing paid subscribers, if any, can view server-recorded plan state and request cancellation of future renewal through the Account and billing page. Fund pilots and Enterprise remain inquiry-led and are not self-serve checkout offerings.

4. Not investment advice

Reused verbatim from the product itself

ORION aggregates public data (ClinicalTrials.gov · Yahoo Finance) with AI analysis. Research support tool only — not investment advice. All investment decisions are the sole responsibility of the user. Generated the same way, from the same public data, for every user who runs this same query — not tailored to your individual holdings, financial situation, or objectives. A research heuristic, not investment advice.

ORION is not a registered investment adviser, broker-dealer, or financial planner in any jurisdiction, does not execute trades, and does not have custody of your funds or securities. Nothing ORION generates — including Buy Score, Risk Score, and any BUY/HOLD/SELL/AVOID rating — is a recommendation to buy or sell any specific security.

5. Acceptable use

6. Intellectual property

ORION's software, scoring methodology, and branding are our property. Reports you generate are yours to use for your own research; the underlying scoring formulas and product remain ours.

7. Disclaimers & limitation of liability

ORION is provided "as is," without warranty of any kind. Public data sources (ClinicalTrials.gov, SEC EDGAR, FDA disclosures, and market data from Financial Modeling Prep and Yahoo Finance) can be incomplete, delayed, or wrong — see the Methodology Whitepaper for known limitations, including a published negative backtest result. Some market data is served through Yahoo Finance's public quote endpoint, which is not a licensed, SLA-backed market-data feed — ORION uses Financial Modeling Prep as the primary source and falls back to this endpoint only when needed, but price data shown in the product should not be treated as guaranteed real-time, continuously available, or suitable for redistribution. To the maximum extent permitted by law, ORION and its operators are not liable for any investment losses, trading decisions, or damages arising from use of the service.

8. Termination

You may stop using ORION and cancel your subscription at any time. We may suspend or terminate accounts that violate these terms, including abuse of rate limits or attempts to circumvent tier gating.

9. Governing law

These terms are governed by the laws of Republic of Korea, without regard to its conflict-of-law principles. The operating entity for ORION Biotech Intelligence is 오리온바이텍 (orionbiotech), represented by 성지우 (Seong Jiwoo).

10. Changes to these terms

If these terms change materially, we will update the "Last updated" date above. Continued use of ORION after a change constitutes acceptance of the updated terms.

11. Contact

Questions about these terms: orion.biotech.ai@gmail.com.